Snowball Debt Calculator

At the start of this "Paying off Debt Journey",  I was super motivated and pumped about getting this show on the road.

I plugged my numbers into the Trees Full of Money Debt Calculator which showed me each account's monthly break down - balance, instrest, payment and projected pay off date.... 2018?! What, what?! yea baby I can see the light at the end of the tunnel! I will take it.

As the months have trickled by, I find the motivation is,  um, well - dwindling.

As the days strech into weeks then months,  it just feels like you aren't making progress... let's say that you...

Found some extra change between the seat cushions?

What to see what impact throwing an extra $25 a month for six months do?

Know you are getting a $200 income tax refund come April?

Just plug in your *Bonus* aka *snowflake* numbers into the TFOM calculator and BAM, here is your new pay off date.

It's fun to tinker with numbers  add various snowflake amounts to a month here and there then in an instant see how that would impact my pay off date.

Talk about instant motivation!

It's a great tool.

It is free.

Go find it.

Play with it.

Use it.